Consolidating stafford student loans

Minnesota residents who attend participating colleges are eligible to borrow up to ,000 each year, at a fixed rate of 7.25%.

Cosigners provide credit reinforcement that enables students with limited credit to apply.

Institutional loans are by definition campus-specific, so interest rates and repayment terms are determined by each educator.These three factors determine the size of your Perkins Loan: The maximum annual loan for undergraduate students is 00, with a lifetime loan maximum of ,000.Graduate students can borrow up to 00 each year, with a ,000 lifetime cap.Perkins Loan repayment starts 9 months following graduation, witha fixed 5% interest rate.Direct PLUS Loans Parents of dependent undergraduatestudents can borrow money under this federal program.

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The loans are extended to students who have the greatest financial need.

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